Interest-only money for auction buys, portfolio moves, cash-out on a stabilized asset, or a refinance you need before the tape is clean. The calculator shows the all-in annualized cost so you can compare it against a longer takeout.
Where a clean file lands today. Your quote moves with FICO, experience, leverage, and the property.
| Scenario | Max LTV | Term | Rate from | Points | Exit fee |
|---|---|---|---|---|---|
| Stabilized purchase | 75% | 12 mo | 9.25% | 1.50 | None |
| Cash-out, stabilized | 70% | 12–24 mo | 9.75% | 2.00 | None |
| Vacant / lease-up | 65% | 12 mo | 10.50% | 2.00 | 1.00 |
| Auction / 10-day close | 65% | 6–12 mo | 11.25% | 2.50 | 1.00 |
Bridge is priced on the exit. Bring a signed contract, a term sheet on the takeout, or a lease-up plan and pricing improves.
Everything updates as you type. Nothing is submitted or saved.
Effective cost annualizes every dollar of financing expense against the loan amount — the number to compare against a longer-term takeout.
Term sheet in one business day. No application fee, no credit pull to get pricing.