Long-term financing that wraps a stabilized rental portfolio into a single facility. Built for operators who have outgrown financing one door at a time.
Structured financing, underwritten on the portfolio rather than on any one property. Leverage is the lesser of value or cost, so the two tests land on the same number.
| Credit | Max LTV — purchase | Refinance | Cash-out |
|---|---|---|---|
| 720+ | 70% | 65% | 65% |
| 700 – 719 | 65% | 60% | 60% |
| 680 – 699 | 60% | 55% | 55% |
Scattered-site and multi-state portfolios are accepted. Minimum individual property values run around $100K on 1–4 unit and $125K on 5–9 unit, with a portfolio average near $100K. Financing runs well above the $2M floor for the right file. This is a different underwriting process than a single-asset loan — expect a rent roll, trailing operating statements, and a property-level schedule before a term sheet.
Term sheet in one business day. No application fee, no credit pull to get pricing.