4GB Capital  /  Where We Lend

Thirty-two states, and we say so plainly.

Plenty of shops imply they lend everywhere. Licensing for business-purpose real estate lending is set state by state, and it follows the property, not our office. These are the states where we can arrange financing today.

Active markets

Where we can arrange financing.

Business-purpose loans on non-owner-occupied property. Capital availability inside these states still varies by program, property type, and loan size.

Reviewed Aug 31, 2026
ALAlabama
AKAlaska
ARArkansas
COColorado
CTConnecticut
DEDelaware
GAGeorgia
HIHawaii
INIndiana
IAIowa
KSKansas
KYKentucky
LALouisiana
MEMaine
MDMaryland
MAMassachusetts
MSMississippi
MOMissouri
MTMontana
NHNew Hampshire
NMNew Mexico
OHOhio
OKOklahoma
RIRhode Island
SCSouth Carolina
TNTennessee
TXTexas
VAVirginia
WAWashington
WVWest Virginia
WIWisconsin
WYWyoming

Charleston and the South Carolina Lowcountry are home, and the Southeast is where we do the most volume. The rest of the list is open for business all the same.

This list reflects our own review of state requirements for arranging business-purpose loans secured by non-owner-occupied residential property, and is not legal advice to anyone else. Requirements change. If you have a deal in a state that is not listed, send it anyway — we would rather tell you no in one phone call than have you wonder.

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